Sberbank has maintained its status as the largest bank and one of the largest Russian companies
Sberbank was founded in 1841
Sberbank today is the largest bank in Russia and one of the largest Russian companies.
In Russia, Sberbank accounts for 28.9% of aggregate banking assets (as of January 1, 2018), with 60% of Russian population using its services on a regular basis. Sberbank is a Top5 Russian employer.
The Bank is the key lender to the Russian economy and has the largest share of the Russian deposit market, accounting for 46.1% of retail deposits, 40.5% of retail loans and 32.4% of corporate loans (as of January 1, 2018).
Sberbank today is a network of 14 territorial banks and 14.2 thousand branches across the Russian Federation. Outside Russia, the Bank’s network includes subsidiary banks, branches and representative offices in the CIS, Central and Eastern Europe, Turkey, the UK, the United States and other countries.
In Russia, Sberbank provides services to more than 86 million retail customers and more than 2 million corporate customers.
Sberbank offers a broad selection of banking services for retail customers ranging from traditional deposits and various loan solutions to bank cards, money transfers, bank insurance and brokerage services.
True to its commitment to offer more convenient, modern and technologically advanced services, Sberbank is continuously improving its system of remote banking channels, including:
- Sberbank Online internet banking platform (over 26 million of active users),
- Sberbank Online mobile application (over 32 million of active users),
- Mobile Bank SMS service (over 29 million of active users),
- One of the largest networks of ATMs and self-service terminals in the world (77 thousand terminals).
Sberbank is the largest issuer of debit and credit cards.
The Bank serves all categories of corporate clients with a focus on remote banking. More than 1.5 million corporate customers use its online banking platform, Sberbank Business Online, on a monthly basis.
Sberbank Group today is a team of over 310 thousand high-quality professionals joining their efforts to transform the Bank into the best service provider offering world-class products and services.
Over recent years, Sberbank has been leading the process of technological advancement and innovations in Russia. We are successfully transforming our technological platform to create the largest industrial IT system based on state-of-the-art technologies. We are heavily investing in innovative technologies, such as the artificial intelligence, machine learning, blockchain, robotics and so on. However, our efforts are not limited to integrating new technologies into Sberbank business processes: we also invest in their development and promotion throughout Russia.
In 2017, Sberbank adopted its Strategy 2020. The new business development strategy is focused on the implementation of initiatives that will push Sberbank to the next level and ensure our ability to compete with global technology companies while remaining the best bank for retail customers and businesses
The Group’s business geography covers 22 countries of presence, including the Russian Federation. In addition to CIS markets (Kazakhstan, Ukraine and Belarus), Sberbank operates in nine Central and East European countries (Sberbank Europe AG, formerly Volksbank International) and Turkey (DenizBank).
Sberbank also has representative offices in Germany and China and a branch office in India. In 2013, the Sberbank Brand was officially launched in Europe.
Sberbank CIB 1 , the Group’s corporate investment business, has offices in New York, London, and Nicosia, which operate globally and specialize in broker and dealer services in foreign markets and with foreign clients. Sberbank’s subsidiary, Sberbank (Switzerland) AG, is a platform for trade finance and structured loan deals. It carries out operations in global markets and provides transactional banking services to clients.
The majority shareholder and founder of Sberbank is the Central Bank of Russia, owning 50% of its share capital plus one voting share. The rest of the Bank’s shares is divided among international and Russian investors.
The Bank’s ordinary and preferred shares have been publicly traded on Russian stock exchanges since 1996. They are included in the Level One List of the Moscow Stock Exchange. ADRs on ordinary shares are listed on the London Stock Exchange and the Frankfurt Stock Exchange and admitted to trading on the OTC market in the United States.